Postgraduate Loan | QMUL Online
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Fees and funding

There are a number of sources of funding available to help you finance your studies.

Postgraduate Loan

Application and requirements

The purpose of the loan is to offer a contribution towards the cost of completing your postgraduate study. You can use the loan according to your individual circumstances, such as a contribution towards tuition fees and/or living costs.

  • Loans can be up to £10,000 per student, spread over 2 years, with a cap of £5,000 per academic year.
  • Applications are non-means tested.
  • Monies are paid directly to the student, which requires a UK bank account.



  • You must be ordinarily resident in the UK or Islands of the UK on the first day of the first academic year of the course. As an EU student, you must have been ordinarily resident in the EEA/Switzerland for three years prior to the first day of the first academic year of the course.
  • You must have been most recently resident in England.
  • You must not have moved to England from elsewhere in the UK or Islands of the UK solely for the purpose of attending the course. Temporary absences from the UK, such as travel, will not prevent an applicant from being eligible.


  • You must be aged under 60 on 1st August of the year in which you start your course.

Previous study

  • You must be a new student - you will not qualify if you already hold a Masters degree (regardless of how it was funded or whether it was achieved outside the UK).

Qualifying courses

  • The Postgraduate Loan will be available to students studying the International Relations MA or LLM in International Dispute Resolution.


How will I receive my masters loan?

Loans will be paid directly to students in three instalments per year, meaning that students will receive £5,000 each year, in three instalments per year. You don't need to make another application at the start of the second year: if you continue on the course you will automatically receive the second set of payments. Payment will be subject to the university confirming your attendance, so you will need to have completed the full enrolment process before your first instalment will be paid. Should you leave your programme early, your loan instalments will stop and you'll still have to repay what you've already borrowed.

How will I repay my masters loan?

Loans will be repaid concurrently with any undergraduate loans, at an interest rate of Retail Prices Index (RPI) plus an additional 3%. You will then repay 6% of any earnings over £21,000pa. Repayments will not begin until 2019. All student debt will be cancelled after 30 years.

How to apply

For full details of the Postgraduate Loan including how to apply either by post or online please visit

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